One Pager · 2026
Payment Orchestration Infrastructure
+$240 settled
USDC → wallet
Route optimised
5% flat fee

The payment layer internet businesses actually need.

Suby is a payment infrastructure platform and merchant of record. Your customers pay with card, bank transfer, Apple Pay, Google Pay, or stablecoins. You get paid out to your bank account, PayPal, Venmo, or directly to a crypto wallet. Anywhere in the world, no bank account required.

Book a call
$100K
Volume processed
350
Active merchants, 40+ countries
50+
Inbound leads / week
01 · Infrastructure
Smart routing. Every way to pay.

Suby is a merchant of record and payment orchestration layer. Every transaction is routed in real-time to the best available acquirer or stablecoin rail, maximising success rates and minimising fees automatically. One integration covers every way to pay in and every way to pay out.

Pay-in how customers pay you
Credit & debit card (Visa, Mastercard), bank transfer, Apple Pay, Google Pay, USDC, USDT, ETH, SOL, BNB. One checkout, every method.
Pay-out how you receive your money
Bank account, PayPal, Venmo, or direct to a crypto wallet (USDC). No bank account required to get started.
Intelligent Routing
Every transaction is routed in real-time to the best acquirer or crypto rail to maximise success rate and minimise cost automatically.
Merchant of Record
Suby handles legal responsibility, tax, compliance, and chargebacks so you don't have to deal with the payment complexity.
How a payment flows through Suby
Customer pays (any method)
Routed to best acquirer ↑ success rate
Card declined / high-risk country
Fallback to stablecoin rail ↓ decline rate
Settlement
You receive funds 5% flat, all-in
02 · Edge
5% flat. No hidden fees.

Stripe quotes 2.9% then adds FX markups, cross-border fees, payout friction, and conversion costs. The real bill is often 7–15%. Suby's 5% is the final number. Card or crypto, domestic or international.

Stripe / Whop
Suby
Real total fee
7–15%
5% flat
Intelligent routing
✗
✓
Merchant of Record
Partial
Full
Multi pay-in options
✗
✓
Multi pay-out options
✗
✓
No FX fees
✗
✓
Bank account required
Yes
No
03 · Market
Two underserved segments.
International Businesses
SaaS, e-commerce, agencies and freelancers operating across borders underserved by legacy PSPs.
SaaSE-commerceAgenciesFreelancers
Creators & Communities
Discord and Telegram operators, alpha groups, memberships with global crypto-native audiences.
DiscordTelegramMembershipsAlpha
04 · Team
Built by insiders.
Gaspard Lézin
Gaspard Lézin CEO
Payments · Crypto · Fintech infrastructure
Top French engineering school. Ex-Louis Vuitton crypto lead led a $10M project. Millions of views on socials. Built Suby to bridge card and stablecoin rails for the open internet.
Erwan Gour
Erwan Gour CTO
Full-Stack · API · Blockchain
Top French IT school. Ex-Vinci network & security. Full-stack developer. Built Stripe & stablecoin payment rails. Secured millions in DeFi protocols.
Let's build together.

Open to strategic partnerships, infrastructure deals, and investment conversations. Building in fintech, crypto, or B2B SaaS? We should connect.

Book a call → suby.fi
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